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Rate APR Points
Conf 5/1 ARM
2.625% 3.537% 0.000
Conv. 15 Yr Fixed ($320,000 loan, $400,000 value)
2.625% 2.768% 0.000
FHA 30 Yr Fixed ($289,500 loan, $300,000 value)
3.250% 4.176% 0.000
Conv. 30 Yr Fixed ($320,000 loan, $400,000 value)
3.375% 3.395% 0.000
Jumbo/High Balance 30 Yr Fixed ($600,300 limit, Salt Lake & Summit Counties)
3.500% 3.547% 0.000
Updated: Aug 24, 2016 7:57 AM MT
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Today's Interest Rate News

August 24, 2016; 7:57am

Good morning!

Interest rate trends: Today – Flat; 10 days – Flat; 25 days – Flat

Interest rate recommendation: Locking bias

Mortgage Bonds (MBS’s) are mostly flat again this morning, all eyes and ears are waiting for Ms. Yellen’s speech from Jackson Hole on Friday.  Interest rates and lender credits remain the same as yesterday and the sideways pattern continues.  We are switching to a locking bias recommendation only because MBS’s are currently at -8bps, the worse of the morning and a potential reprice for the worse from our lenders.  Friday will likely be a good day for bonds as Yellen has hither-to-been dovish on the economy and likely will be on Friday as well.  Immediate locking bias, but in the near future we might see some reason to float.  Tough call at present.  Have a great day!