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Rate APR Points
5/1 Conforming ARM
2.375% 2.751% 0.000
Conv. 15 Yr Fixed
2.875% 2.924% 0.000
FHA 30 Yr Fixed
3.250% 4.792% 0.000
Conv. 30 Yr Fixed
3.500% 3.568% 0.000
Jumbo/High Balance 30 Yr Fixed ($600,300 limit, Salt Lake & Summit Counties)
3.625% 3.643% 0.000
Jan 29 2015, 09:43AM MT
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Today's Interest Rate News

January 29, 2015; 9:49am

Good morning!

Interest rate trends: Today – Slightly higher; 10 days – Flat; 25 days – Lower

Interest rate recommendation:  Consider locking.

Mortgage bonds (MBS’s) are struggling this morning after yesterday’s rally.  Currently MBS’s are worse by -13bps, but still better than the start of yesterday.  Initial Jobless Claims hit a 15 year low, but Pending Home Sales drop 3.7% in December.  Mortgage bonds are still trying to figure out where to go post ECB announcement last week and the Fed statement yesterday.  We’d like to see MBS’s improve as the day moves on, but if they get any worse, we will recommend locking.  With the economic and political uncertainty in Europe, we expect interest rates to stay low for at least the next 3 to 6 months.  Have a great day!