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Rate APR Points
Conf 5/1 ARM
2.875% 3.452% 0.000
Conv. 15 Yr Fixed ($320,000 loan, $400,000 value)
2.750% 2.820% 0.000
FHA 30 Yr Fixed ($289,500 loan, $300,000 value)
3.250% 4.258% 0.000
Conv. 30 Yr Fixed ($320,000 loan, $400,000 value)
3.500% 3.560% 0.000
Jumbo/High Balance 30 Yr Fixed ($600,300 limit, Salt Lake & Summit Counties)
3.750% 3.789% 0.000
Last Updated: May 25 2016, 8:13 AM MT
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Today's Interest Rate News

May 25, 2016; 8:12am

Good morning!

Interest rate trends: Today – Flat; 10 days – Higher; 25 days – Slightly higher

Interest rate recommendation:  Locking bias

Mortgage Bonds (MBS’s) are flat this morning, with no economic news being released.  Yesterday we saw MBS’s weaken from flat to ending the day at -14bps, and .125% worse in lender credits (interest rates remaining the same).  Currently MBS’s are -2bps, which we consider flat.  Tomorrow we will get a look at Durable Goods and Initial Jobless claims.  Friday the market closes at 12pm for the Memorial Day holiday weekend.  Next week we will have May’s Jobs report (NFP)  on Friday June 3rd.  The NFP report will likely be a pretty big deal and if at or better than expected, will give,the Fed the needed boost to raise rates at their June FOMC meeting.  If the NFP misses expectations, it will be harder for the Fed to make any change to rates.  Have a great day!