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Rate APR Points
Conf 5/1 ARM
3.000% 3.272% 0.000
Conv. 15 Yr Fixed ($320,000 loan, $400,000 value)
2.875% 3.018% 0.000
FHA 30 Yr Fixed ($289,500 loan, $300,000 value)
3.625% 4.636% 0.000
Conv. 30 Yr Fixed ($320,000 loan, $400,000 value)
3.750% 3.811% 0.000
Jumbo/High Balance 30 Yr Fixed ($600,300 limit, Salt Lake & Summit Counties)
3.875% 3.935% 0.000
Dec 01 2015, 09:29AM MT
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Today's Interest Rate News

December 1, 2015; 9:38am

Good morning!

Interest rate trends: Today – Lower; 10 days – Lower; 25 days – Flat

Interest rate recommendation:  Very cautious float

Mortgage Bonds (MBS’s) are doing well this morning, perhaps due to the ISM Manufacturing PMI index coming in lower than expected.  Currently MBS’s are rallying at +25bps.  Nice!  MBS’s have improved sufficient in the last two days to currently be  better than the 25 & 100 day moving average, and only slightly worse than the 50 day moving average.  We are continuing our very cautious float recommendation because we really like what the market is doing right now, but will still likely lock going into Friday’s NFP Job’s Report for November.  Have a great day!