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Rate APR Points
Conf 5/1 ARM
3.125% 3.738% 0.000
Conv. 15 Yr Fixed ($320,000 loan, $400,000 value)
3.125% 3.191% 0.000
FHA 30 Yr Fixed ($289,500 loan, $300,000 value)
3.750% 4.612% 0.000
Conv. 30 Yr Fixed ($320,000 loan, $400,000 value)
3.875% 3.934% 0.000
Jumbo/High Balance 30 Yr Fixed ($600,300 limit, Salt Lake & Summit Counties)
4.125% 4.164% 0.000
Updated: Jan 12, 2017 8:14 AM MT
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Today's Interest Rate News

January 12, 2017; 8:14am

Good morning!

Interest rate trends: Today – Lower; 10 days – Slightly lower; 25 days – Slightly lower

Interest rate recommendation: Cautious float

Mortgage Bonds (MBS’s) are rallying this morning, looking good at +27bps.  In economic news, Jobless Claims came in 10k more, but better than expectations.  The Fed’s Bullard commented that Trump economic policies will have little impact this year, and there is no reason to raise rates further now.  Interest rates improved today as seen below.  We will continue our cautious float recommendation while we see improvement in MBS’s.  Tomorrow we have a slew of economic data, so be ready to lock just in case.  Have a great day!